By Ryan Windt | Head of Growth Marketing | Updated June 2026 Supply chain attacks have become one of the defining cyber threats of the last several years. SolarWinds. Kaseya. MOVEit. Change Healthcare. In each case, attackers did not breach their ultimate targets directly. They compromised a vendor, a software provider, or a shared service […]
Category: Coverage & Policy Education
By Ryan Windt | Head of Growth Marketing | Updated May 2026 Most businesses that need cyber insurance do not know how to get it. They know they should have it. A client contract may require it, or a broker mentioned it at renewal, or they read about a ransomware attack that cost a company […]
By Ryan Windt | Head of Growth Marketing | Updated May 2026 On October 20, 2025, a DNS failure in AWS’s US-EAST-1 region cascaded across more than 140 services. Slack went down. Atlassian products went down. Banks, airlines, and government services were disrupted across multiple countries. The outage lasted roughly 15 hours. Three weeks later, […]
By Ryan Windt | Head of Growth Marketing | Updated September 2026 Cyber insurance (also called cyber liability insurance, cybersecurity insurance, or cyber risk insurance) is a type of business insurance that covers the financial costs of a cyber incident. That includes the direct costs your business incurs responding to an attack, and the liability […]
By Ryan Windt | Head of Growth Marketing | Updated September 2026 The short answer: a small business with limited sensitive data is usually well-served by a $1 million limit; a small business in a regulated field like healthcare or financial services should look at $1 million to $2 million; and a mid-market company ($10M to […]
By Ryan Windt | Head of Growth Marketing | Updated June 2026 Most businesses shopping for cyber insurance spend the majority of their time focused on the limit. How much coverage do I have? Is $1 million enough? Should I go to $2 million? Those are legitimate questions. But there is a second number in […]
By Ryan Windt | Head of Growth Marketing | Updated June 2026 Most businesses spend a lot of time thinking about their cyber insurance limits. How much coverage do they need? What does the deductible look like? Is the premium reasonable? Almost nobody thinks about the retroactive date until a claim gets denied because of […]
By Ryan Windt | Head of Growth Marketing | Updated Septembert 2026 You bought a $1 million cyber insurance policy. You had a $400,000 ransomware incident. You filed a claim expecting full reimbursement. Your insurer paid $250,000. Nothing went wrong with your claim. You did not misrepresent anything on your application. Your policy did not […]
By Ryan Windt | Head of Growth Marketing | Updated September 2026 When businesses shop for cyber insurance, most of the conversation focuses on one question: how much coverage do I need? That is the wrong first question. The more important question is: what kind of coverage am I actually buying? Cyber insurance policies are built […]
By Kyle Sawdey | Chief Revenue Officer & EVP of Underwriting | Updated June 2026 The conflict with Iran has been a reminder for businesses across the United States of the potential cyber risk threats. Over the past several weeks, I posted on LinkedIn about the uptick in questions I’ve been fielding from policyholders, brokers, […]
By Ryan Windt | Head of Growth Marketing | Updated June 2026 Most businesses treat a cyber liability insurance application the way they treat a software end-user license agreement. Scroll through it, check the boxes, and move on. It is a form. It will get approved. The policy will show up in email. That approach […]
By Ryan Windt | Head of Growth Marketing | Updated September 2026 Tech E&O insurance (short for Technology Errors and Omissions insurance) covers claims that your technology product or service failed to perform as promised and caused a client financial harm. A bug that corrupts client data, a missed uptime commitment that takes a client […]
By Ryan Windt | Head of Growth Marketing | Updated September 2026 A silicon metal manufacturer in Mississippi received an email that appeared to come from a known supplier, with new payment instructions. An employee made two transfers totaling more than $1 million before the real supplier called asking where its money was. When the […]
By Ryan Windt | Head of Growth Marketing | Updated June 2026 If you have a general liability (GL) policy, you might assume your business is protected if a cyberattack hits. It is a reasonable assumption. GL insurance is designed to cover unexpected losses, and a cyberattack is certainly unexpected. But here is the hard […]
By Ryan Windt | Head of Growth Marketing | Updated September 2026 Business email compromise does not look like a cyberattack. There is no ransomware alert, no system going offline, no obvious sign that anything is wrong. An employee gets an email that looks like it’s from the CEO asking for an urgent wire transfer. […]
By Ryan Windt | Head of Growth Marketing | Updated May 2026 Most businesses buy cyber insurance hoping they never need it. When an incident actually happens, many of them discover they have no idea how the claims process works, and that gap costs them. A ransomware attack, a business email compromise, a data breach: […]