By Ryan Windt | Head of Growth Marketing | Updated July 2026 Most businesses spend a lot of time thinking about what cyber insurance costs. They spend almost no time thinking about whether the limit they bought is the right one. Those are two different questions, and confusing them is one of the most common mistakes […]
Category: Coverage & Policy Education
By Ryan Windt | Head of Growth Marketing | Updated June 2026 Most businesses shopping for cyber insurance spend the majority of their time focused on the limit. How much coverage do I have? Is $1 million enough? Should I go to $2 million? Those are legitimate questions. But there is a second number in […]
By Ryan Windt | Head of Growth Marketing | Updated June 2026 Most businesses spend a lot of time thinking about their cyber insurance limits. How much coverage do they need? What does the deductible look like? Is the premium reasonable? Almost nobody thinks about the retroactive date until a claim gets denied because of […]
By Ryan Windt | Head of Growth Marketing | Updated August 2026 You bought a $1 million cyber insurance policy. You had a $400,000 ransomware incident. You filed a claim expecting full reimbursement. Your insurer paid $250,000. Nothing went wrong with your claim. You did not misrepresent anything on your application. Your policy did not […]
By Ryan Windt | Head of Growth Marketing | Updated May 2026 When businesses shop for cyber insurance, most of the conversation focuses on one question: how much coverage do I need? That is the wrong first question. The more important question is: what kind of coverage am I actually buying? Cyber insurance policies are built […]
By Kyle Sawdey | Chief Revenue Officer & EVP of Underwriting | Updated June 2026 The conflict with Iran has been a reminder for businesses across the United States of the potential cyber risk threats. Over the past several weeks, I posted on LinkedIn about the uptick in questions I’ve been fielding from policyholders, brokers, […]
By Ryan Windt | Head of Growth Marketing | Updated June 2026 Most businesses treat a cyber liability insurance application the way they treat a software end-user license agreement. Scroll through it, check the boxes, and move on. It is a form. It will get approved. The policy will show up in email. That approach […]
By Ryan Windt | Head of Growth Marketing | Updated August 2026 Tech E&O insurance (short for Technology Errors and Omissions insurance) covers claims that your technology product or service failed to perform as promised and caused a client financial harm. A bug that corrupts client data, a missed uptime commitment that takes a client […]
By Ryan Windt | Head of Growth Marketing | Updated June 2026 A silicon metal manufacturer in Mississippi received an email that appeared to come from a known supplier, with new payment instructions. An employee made two transfers totaling more than $1 million before the real supplier called asking where its money was. When the […]
By Ryan Windt | Head of Growth Marketing | Updated June 2026 If you have a general liability (GL) policy, you might assume your business is protected if a cyberattack hits. It is a reasonable assumption. GL insurance is designed to cover unexpected losses, and a cyberattack is certainly unexpected. But here is the hard […]
By Ryan Windt | Head of Growth Marketing | Updated June 2026 Business email compromise does not look like a cyberattack. There is no ransomware alert, no system going offline, no obvious sign that anything is wrong. An employee gets an email that looks like it’s from the CEO asking for an urgent wire transfer. […]
By Ryan Windt | Head of Growth Marketing | Updated May 2026 Most businesses buy cyber insurance hoping they never need it. When an incident actually happens, many of them discover they have no idea how the claims process works, and that gap costs them. A ransomware attack, a business email compromise, a data breach: […]
By Ryan Windt | Head of Growth Marketing | Updated May 2026 Most businesses buy cyber insurance expecting it to cover any cyber-related loss. Then a claim gets denied, and they learn the hard way that their cyber liability insurance policy had gaps they never knew existed.. Exclusions are not fine print designed to trick you. They […]
By Ryan Windt | Head of Growth Marketing | Updated June 2026 Yes. Most modern cyber insurance policies cover ransomware payments. But coverage is conditional, and the conditions are what most policyholders do not read closely enough until after they have been hit. Whether your policy pays in a ransomware scenario depends on four things: […]
By Ryan Windt | Head of Growth Marketing | Updated August 2026 If you’ve searched for cyber liability insurance pricing, you’ve probably found a lot of frustratingly vague answers. “It depends” isn’t useful when you’re trying to budget for coverage or benchmark what you’re currently paying. For a quick range based on your revenue, industry, […]
By Ryan Windt | Head of Growth Marketing | Updated June 2026 AI is everywhere. It is in your product, your workflow, your client deliverables, and increasingly your contracts. And as AI adoption accelerates, so does the legal and financial exposure for the technology companies building and deploying it. When an AI-driven tool produces a […]