Your MSP keeps your business running. Cyber insurance keeps it protected.
Your IT provider manages your systems, monitors your environment, and responds when threats emerge. Cyber insurance is what ensures that when an incident does occur, the financial impact doesn’t fall entirely on you. SeedPod Cyber works alongside your MSP to make sure the coverage side is as strong as the security side.
Your MSP keeps your systems secure. Cyber insurance protects your business when something gets through.
No security environment is immune to every threat. Cyber insurance is what ensures that when an incident does happen, your business can absorb the financial impact, respond quickly, and keep moving. It works alongside your MSP, not instead of them.
Why cyber insurance matters even with a great MSP
Your MSP manages your IT environment, monitors your systems, and responds when something goes wrong. That relationship is one of the strongest risk controls your business can have in place, and underwriters reward it.
But even the best-managed environments face threats. Ransomware, social engineering, wire fraud, and data breaches can affect any business regardless of security posture. When an incident does occur, it creates immediate financial obligations: forensic investigation, legal counsel, mandatory notification to affected individuals, regulatory scrutiny, and lost revenue while systems are restored.
Cyber insurance is what ensures those costs don’t come entirely out of pocket. It complements the work your MSP does every day by putting a financial backstop in place for the scenarios no security program can fully prevent.
No long application. Just a fast quote.
Most businesses dread the cyber insurance application process. Long questionnaires, back-and-forth on security documentation, and weeks of waiting for a number.
If your MSP works with SeedPod Cyber, that process is already done. We know your IT environment because we work with your provider. We’ve already verified the security controls they have in place, which means we can move straight to structuring your coverage and getting you a quote, without a lengthy application to document things we already know.
What your own cyber policy covers
A standalone cyber policy gives you coverage that responds to your losses directly, independent of your MSP’s program.
Ransomware and extortion
Ransom payment support, negotiation, and system restoration costs
Business interruption
Lost revenue and extra expenses while your systems are offline or degraded
Breach response and notification
Forensic investigation, legal counsel, and mandatory notification costs under state law
Social engineering and wire fraud
Losses from BEC scams and fraudulent payment instructions targeting your team
Regulatory fines and defense
Legal defense and covered fines from HIPAA, state privacy laws, and PCI-DSS inquiries
Third-party liability
Claims brought by your clients or partners if their data is exposed through your systems
Common questions
My MSP already handles my security. Do I still need cyber insurance?
Yes. Your MSP’s security program is one of the best risk controls your business can have in place, and it directly affects what you pay for cyber insurance. But no security environment can prevent every incident. Cyber insurance is what ensures that when something does get through, the financial impact, breach response costs, lost revenue, and regulatory obligations, don’t come entirely out of pocket.
Does having an MSP help me qualify for cyber insurance?
Yes, significantly. A well-managed MSP relationship typically means stronger security controls, more consistent patching, better endpoint protection, and documented incident response procedures. Underwriters reward that with better pricing. Businesses managed by a SeedPod Certified MSP may qualify for preferred pricing because we’ve already verified the security controls their provider has in place.
How much does cyber insurance cost for a business like mine?
Most small businesses pay between $1,200 and $7,500 per year for $1M in standalone cyber coverage. Your actual premium depends on your revenue, industry, employee count, and the security controls your MSP has in place. Businesses managed by a strong MSP, particularly a SeedPod Certified one, consistently pay less than industry averages because the controls are already documented and verified.
What is a SeedPod Certified MSP?
SeedPod Certified MSPs have gone through a rigorous vetting process verifying 24 security controls across eight categories. The certification confirms that your IT provider maintains the controls that underwriters look for when assessing risk, which can improve both the quality of coverage available to you and the premium you pay for it.
How long does it take to get covered?
If your MSP works with SeedPod Cyber, we already know your security environment, so there’s no lengthy application process. We can typically move straight to a quote. For most small to mid-sized businesses, coverage can be bound within a few business days once we have the basic business information we need.
Ready to get covered?
If your MSP works with SeedPod Cyber, we already know your security environment. That means no long application, just a fast quote built around your actual risk profile.