By Ryan Windt | Head of Growth Marketing | Updated September 2026 The latest cyber claims data makes one thing clear: cyber risk is not reserved for enterprise organizations. NetDiligence’s newly released 2026 Cyber Claims Study analyzed more than 10,300 cyber claims arising from incidents between 2021 and 2025. The study includes organizations of every […]

By Ryan Windt | Head of Growth Marketing | Updated September 2026 If your website runs an advertising pixel, a chat widget, session-replay software, or almost any third-party analytics tag, you are sitting inside one of the most active areas of privacy litigation in the country. A 1967 California wiretapping statute, written for telephone eavesdropping, […]

By Ryan Windt | Head of Growth Marketing | Updated September 2026 For years, AI risk was covered by accident. If an AI tool your business used caused a loss, your cyber or technology errors and omissions policy would often respond, not because it named AI, but because it did not exclude it. That quiet, […]

By Ryan Windt | Head of Growth Marketing | Updated September 2026 A sublimit is the quiet line in a cyber policy that decides how much you actually collect after a loss. Your policy might show a $3 million aggregate limit, but a ransomware or cybercrime sublimit buried in an endorsement can cap the payout […]

By Ryan Windt | Head of Growth Marketing | Updated September 2026 Every cyber insurance application starts from the same baseline of controls, but what an underwriter expects from a hospital is not what they expect from a retailer or a law firm. The difference comes down to the data you hold, the regulations that […]

By Ryan Windt | Head of Growth Marketing | Updated September 2026 A business logs in one morning to find several hundred thousand dollars gone, moved out through a series of transfers nobody at the company authorized. The credentials were stolen weeks earlier through a phishing email, and an attacker used them to initiate payments […]

By Ryan Windt | Head of Growth Marketing | Updated August 2026 Most banks carry two very different insurance products that both, on paper, seem to deal with fraud and theft: a financial institution bond and a cyber insurance policy. The bond has been the backbone of bank crime protection for the better part of […]

By Ryan Windt | Head of Growth Marketing | Updated July 2026 Most MSPs think about cyber insurance as protection for their own business. Fewer think about the scenario that has quietly become one of the most common ways an MSP ends up in a coverage fight. A client suffers a breach, the client’s cyber […]

By Ryan Windt | Head of Growth Marketing | Updated July 2026 If your employees clock in with a fingerprint, or your store uses facial recognition, or you collect a voiceprint anywhere in your operations, you are touching one of the fastest-moving areas of privacy litigation in the country. A single Illinois statute has generated […]

By Ryan Windt | Head of Growth Marketing | Updated July 2026 For years the security story businesses were told was simple. Train your people, filter your email, and you close off most ransomware. That story is now out of date. The way attackers get in has moved, and the claims data makes the shift […]

By Ryan Windt | Head of Growth Marketing | Updated September 2026 Most MSPs experience cyber insurance as a questionnaire problem. Someone spends an afternoon translating what the environment actually runs into a self-reported form, an insurer prices off those answers, and the security work your team does every day barely shows up in the […]

By Ryan Windt | Head of Growth Marketing | Updated June 2026 Most guidance on cyber insurance underwriting treats the application like a checklist. Turn on MFA, deploy EDR, keep backups, write an incident response plan, and you pass. The checklist is real, and you can read what underwriters verify in our breakdown of the security […]

By Ryan Windt | Head of Growth Marketing | Updated June 2026 Most cyber insurance pricing answers start and end with “it depends.” That is true, but it is not useful when you are trying to budget for coverage or sanity-check what you already pay. This page gives you a real number to work from. […]

By Ryan Windt | Head of Growth Marketing | Updated June 2026 An MSP rolls out Microsoft Copilot for a client, tunes the permissions, and trains the staff. Three months later, the client discovers Copilot surfaced salary data and a confidential acquisition memo to employees who should never have seen them. The client’s lawyer sends […]

By Ryan Windt | Head of Growth Marketing | Updated August 2026 Most businesses think about a cyberattack as something that happens to their data. The records get stolen, the systems get locked, the operation grinds to a halt for a while, and then it comes back. What far fewer businesses plan for is the […]

By Ryan Windt | Head of Growth Marketing | Updated June 2026 For most of the last decade, cyber underwriting focused almost entirely on what was inside your own walls: your MFA, your backups, your endpoint protection. That made sense when most attacks targeted the insured directly. It makes much less sense now, when some […]