By Ryan Windt | Head of Growth Marketing | Updated September 2026 Most businesses buy cyber insurance expecting it to cover any cyber-related loss. Then a claim gets denied, and they learn the hard way that their cyber liability insurance policy had gaps they never knew existed.. Exclusions are not fine print designed to trick you. They […]
Category: Coverage & Policy Education
By Ryan Windt | Head of Growth Marketing | Updated September 2026 Yes. Most modern cyber insurance policies cover ransomware payments. But coverage is conditional, and the conditions are what most policyholders do not read closely enough until after they have been hit. Whether your policy pays in a ransomware scenario depends on four things: […]
By Ryan Windt | Head of Growth Marketing | Updated September 2026 The short answer: most small businesses pay $1,200 to $7,500 per year for $1M in cyber coverage, and mid-market companies ($10M to $100M in revenue) typically pay $8,000 to $35,000 per year. The median small-business premium is about $134 to $145 per month. Your […]
By Ryan Windt | Head of Growth Marketing | Updated September 2026 AI is everywhere. It is in your product, your workflow, your client deliverables, and increasingly your contracts. And as AI adoption accelerates, so does the legal and financial exposure for the technology companies building and deploying it. When an AI-driven tool produces a […]
By Ryan Windt | Head of Growth Marketing | Updated June 2026 Cyber attacks are no longer a big-business problem. Attackers have shifted their focus deliberately toward smaller organizations: fewer defenses, faster payouts, and less sophisticated incident response. Yet most small and mid-sized businesses are still operating under the assumption that their existing coverage handles […]
By Ryan Windt | Head of Growth Marketing | Updated June 2026 If you build software, run a tech-enabled service, or manage IT for other companies, you have probably been told you need both Tech E&O and cyber insurance without a clear explanation of why. They are not the same policy. They protect against different […]
By Ryan Windt | Head of Growth Marketing | Updated June 2026 If you are about to apply for cyber liability insurance or renew an existing policy, the single biggest thing that determines your outcome is not your revenue or your industry. It is whether you can document the security controls underwriters now treat as non-negotiable. In […]
By Ryan Windt | Head of Growth Marketing | Updated September 2026 Most cyber insurance policies now include specific language excluding losses from state-backed cyber operations. The intent is to carve out large-scale, warlike cyber events from standard coverage. The problem is that the wording varies significantly from policy to policy, the attribution mechanics are […]
By Ryan Windt | Head of Growth Marketing | Updated September 2026 Geopolitics shows up in cyber through state-backed operations, spillover from regional conflicts, and mass-exploitation of widely used technology. Most incidents you face will still be ordinary crimeware, but wording around state operations and systemic events matters at renewal more than it ever has. […]