By Ryan Windt | Head of Growth Marketing | Updated June 2026 Most buyers of cyber insurance focus on limits, deductibles, and premium. Few stop to ask which type of policy they are actually buying. That question matters more than it sounds. Whether your policy is written on a claims-made basis or an occurrence basis […]

By Ryan Windt | Head of Growth Marketing | Updated June 2026 Getting a cyber insurance quote is straightforward. Understanding why your number lands where it does is what most businesses skip, and it’s why so many end up overpaying or locked into coverage that doesn’t fit their actual risk. This post covers what a […]

By Ryan Windt | Head of Growth Marketing | Updated May 2026 Most businesses that think they have no cyber coverage actually have some. And most businesses that think their non-cyber policies cover cyber losses are wrong about the specifics. Both problems trace back to the same concept: silent cyber. Silent cyber refers to cyber-related losses […]

By Ryan Windt | Head of Growth Marketing | Updated August 2026 When a breach hits, the meter starts running immediately. External forensic firms bill $300 to $600 an hour, and a thorough investigation of a serious incident runs $150,000 to $500,000 on its own. Breach counsel, notification, and credit monitoring stack on top of that. […]

By Ryan Windt, Head of Growth Marketing | Updated May 2026 If you’ve ever filed a commercial property claim, your broker may have mentioned electronic data processing insurance, or EDP coverage, in the same breath as cyber insurance. The two are often sold alongside each other, and in some policies they overlap. But they cover […]

By Ryan Windt | Head of Growth Marketing | Updated September 2026 Ransomware gets most of the attention in conversations about cyber extortion. It is the most common form, the most disruptive, and the one most people have heard of. But ransomware is one type of cyber extortion, not the whole category. Cyber extortion is […]

By Ryan Windt | Head of Growth Marketing | Updated June 2026 A cyber insurance broker is a licensed professional who represents your interests in the insurance market, not the carrier’s. Their job is to access multiple insurance markets on your behalf, present your risk in the best possible light, negotiate terms, and make sure […]

By Ryan Windt | Head of Growth Marketing | Updated September 2026 Deepfake fraud is now one of the fastest-growing loss categories in commercial cyber insurance, and coverage for it is less certain than most businesses assume. Whether your policy responds to a deepfake-assisted wire transfer fraud depends on when your policy was written, how […]

By Ryan Windt | Head of Growth Marketing | Updated September 2026 Cyber liability insurance is the policy that pays when a security incident hits your business. It covers the direct costs you face, the legal liability you owe to others, and the response resources you need to contain the damage and get back to […]

By Ryan Windt | Head of Growth Marketing | Updated September 2026 A prior breach does not disqualify you from getting cyber insurance. But it does change the conversation with underwriters materially, and businesses that go into the application process without understanding how prior incidents are evaluated often end up surprised by what they receive, […]

By Ryan Windt | Head of Growth Marketing | Updated September 2026 Cyber insurance underwriting has changed more in the last four years than in the previous decade. The checkbox questionnaire that most businesses filled out in 2019 and received a policy within 48 hours has been replaced by a process that involves evidence requests, […]

By Ryan Windt | Head of Growth Marketing | Updated June 2026 A data breach can cost a small business $50,000 to $200,000 before a single lawsuit is filed. That figure covers forensic investigation, legal review, breach notification to affected individuals, and regulatory exposure. For businesses in healthcare, financial services, or any industry holding significant […]

By Ryan Windt | Head of Growth Marketing | Updated September 2026 Most businesses that buy cyber insurance never read the policy. They review the quote, approve the premium, and file the documents somewhere they will not look at again until something goes wrong. For related guidance, see how consent to settle works and why it […]

By Ryan Windt | Head of Growth Marketing | Updated September 2026 Most businesses that go through the cyber insurance application process come out the other side with multiple quotes and no clear way to evaluate them. The premiums are different. The carrier names are unfamiliar. The policy documents are dense, inconsistently formatted, and full […]

By Ryan Windt | Head of Growth Marketing | Updated September 2026 The short version: there is no single best cyber insurance carrier. The right one depends on your company size, industry, risk profile, and the coverage terms you need, and the strongest choice for a small technology firm is rarely the strongest for a hospital […]

By Ryan Windt | Head of Growth Marketing | Updated September 2026 A data breach does not end when the forensic investigation closes. For most businesses, the regulatory phase is where the real financial exposure begins. State privacy laws like BIPA, federal agencies, and international regulators can all initiate enforcement actions following a breach, and […]