By Ryan Windt | Head of Growth Marketing | Updated June 2026 Most guidance on cyber insurance underwriting treats the application like a checklist. Turn on MFA, deploy EDR, keep backups, write an incident response plan, and you pass. The checklist is real, and you can read what underwriters verify in our breakdown of the security […]

By Ryan Windt | Head of Growth Marketing | Updated June 2026 Most cyber insurance pricing answers start and end with “it depends.” That is true, but it is not useful when you are trying to budget for coverage or sanity-check what you already pay. This page gives you a real number to work from. […]

By Ryan Windt | Head of Growth Marketing | Updated June 2026 Most businesses think about a cyberattack as something that happens to their data. The records get stolen, the systems get locked, the operation grinds to a halt for a while, and then it comes back. What far fewer businesses plan for is the […]

By Ryan Windt | Head of Growth Marketing | Updated June 2026 The Cyber Incident Reporting for Critical Infrastructure Act is now law, and its reporting timelines are not suggestions. When CISA’s final rules take effect, covered entities that experience a significant cyber incident will have 72 hours to report it to the federal government. […]

By Ryan Windt | Head of Growth Marketing | Updated June 2026 When a ransomware attack hits and the question of whether to pay becomes real, most businesses assume the decision is theirs to make. That assumption is often wrong. Cyber insurance policies contain a consent to settle clause that governs who has the authority […]

By Ryan Windt | Head of Growth Marketing | Updated June 2026 When a ransomware attack encrypts your systems or a cyber incident takes your operations offline, the financial damage doesn’t stop at remediation costs. Every hour your business can’t operate is revenue you won’t recover. Payroll continues. Rent continues. Contracts have deadlines. Customers go […]

By Ryan Windt | Head of Growth Marketing | Updated June 2026 Switching cyber insurance carriers is not the same as switching your auto insurance. You can move your car policy at renewal with minimal risk because auto insurance is written on an occurrence basis: what matters is which policy was in force when the […]

By Ryan Windt | Head of Growth Marketing | Updated June 2026 A cyber insurance broker is a licensed professional who represents your interests in the insurance market, not the carrier’s. They access multiple cyber insurance markets on your behalf, present your risk to underwriters, negotiate coverage terms, and make sure the policy you bind […]

By Ryan Windt | Head of Growth Marketing | Updated June 2026 Most of the conversation about AI and insurance has focused on tech companies: the developers building AI products, the platforms deploying models at scale, the vendors whose software makes recommendations that affect client outcomes. For those businesses, the coverage question runs through Technology Errors […]

By Ryan Windt | Head of Growth Marketing | Updated June 2026 Most buyers of cyber insurance focus on limits, deductibles, and premium. Few stop to ask which type of policy they are actually buying. That question matters more than it sounds. Whether your policy is written on a claims-made basis or an occurrence basis […]

By Ryan Windt | Head of Growth Marketing | Updated June 2026 Getting a cyber insurance quote is straightforward. Understanding why your number lands where it does is what most businesses skip, and it’s why so many end up overpaying or locked into coverage that doesn’t fit their actual risk. This post covers what a […]

By Ryan Windt | Head of Growth Marketing | Updated May 2026 Most businesses that think they have no cyber coverage actually have some. And most businesses that think their non-cyber policies cover cyber losses are wrong about the specifics. Both problems trace back to the same concept: silent cyber. Silent cyber refers to cyber-related losses […]

By Ryan Windt | Head of Growth Marketing | Updated June 2026 When a breach hits, the meter starts running immediately. External forensic firms bill $300 to $600 an hour, and a thorough investigation of a serious incident runs $150,000 to $500,000 on its own. Breach counsel, notification, and credit monitoring stack on top of that. […]

By Ryan Windt, Head of Growth Marketing | Updated May 2026 If you’ve ever filed a commercial property claim, your broker may have mentioned electronic data processing insurance, or EDP coverage, in the same breath as cyber insurance. The two are often sold alongside each other, and in some policies they overlap. But they cover […]

By Ryan Windt | Head of Growth Marketing | Updated May 2026 Ransomware gets most of the attention in conversations about cyber extortion. It is the most common form, the most disruptive, and the one most people have heard of. But ransomware is one type of cyber extortion, not the whole category. Cyber extortion is […]

By Ryan Windt | Head of Growth Marketing | Updated June 2026 A cyber insurance broker is a licensed professional who represents your interests in the insurance market, not the carrier’s. Their job is to access multiple insurance markets on your behalf, present your risk in the best possible light, negotiate terms, and make sure […]