By Ryan Windt | Head of Growth Marketing | Updated April 2026 Business email compromise cost U.S. businesses $2.77 billion in 2024 across more than 21,000 reported incidents, according to the FBI’s Internet Crime Complaint Center. The average loss per incident was $137,132 and rising. Yet when businesses file a claim after a fraudulent wire […]

By Ryan Windt | Head of Growth Marketing | Updated April 2026 If you have a general liability (GL) policy, you might assume your business is protected if a cyberattack hits. It is a reasonable assumption. GL insurance is designed to cover unexpected losses, and a cyberattack is certainly unexpected. But here is the hard […]

By Ryan Windt | Head of Growth Marketing | Updated March 2026 Business email compromise does not look like a cyberattack. There is no ransomware alert, no system going offline, no obvious sign that anything is wrong. An employee gets an email that looks like it’s from the CEO asking for an urgent wire transfer. […]

By Ryan Windt | Head of Growth Marketing | Updated March 2026 Most businesses buy cyber insurance hoping they never need it. When an incident actually happens, many of them discover they have no idea how the claims process works, and that gap costs them. A ransomware attack, a business email compromise, a data breach: […]

By Ryan Windt | Head of Growth Marketing | Updated April 2026 Most businesses buy cyber insurance expecting it to cover any cyber-related loss. Then a claim gets denied, and they learn the hard way that their policy had gaps they never knew existed. Exclusions are not fine print designed to trick you. They exist […]

By Ryan Windt | Head of Growth Marketing | Updated March 2026 The short answer is: usually yes, but with conditions that matter a lot. Most modern cyber policies include cyber extortion coverage, which is the line item designed specifically for ransomware. But whether it pays in your situation depends on how your policy is […]

By Ryan Windt | Head of Growth Marketing | Updated March 2026 If you’ve searched for cyber insurance pricing, you’ve probably found a lot of frustratingly vague answers. “It depends” isn’t useful when you’re trying to budget for coverage or benchmark what you’re currently paying. This guide gives you real numbers. We’ve pulled current market […]

By Ryan Windt | Head of Growth Marketing | Updated March 2026 AI is everywhere. It’s in your product, your workflow, your client deliverables, and increasingly your contracts. And as AI adoption accelerates, so does the legal and financial exposure for the technology companies building and deploying it. When an AI-driven tool produces a wrong […]

By Ryan Windt | Head of Growth Marketing | Updated March 2026 Cyber attacks are no longer a big-business problem. Attackers have shifted their focus deliberately toward smaller organizations: fewer defenses, faster payouts, and less sophisticated incident response. Yet most small and mid-sized businesses are still operating under the assumption that their existing coverage handles […]

By Ryan Windt | Head of Growth Marketing | Updated March 2026 If you build software, run a tech-enabled service, or manage IT for other companies, you’ve probably been told you need both Tech E&O and Cyber insurance — without a clear explanation of why. They’re not the same policy. They protect against different risks. […]

By Ryan Windt | Head of Growth Marketing | Updated March 2026 If you are about to apply for cyber insurance or renew an existing policy, the single biggest thing that determines your outcome is not your revenue or your industry. It is whether you can document the security controls underwriters now treat as non-negotiable. […]

By Ryan Windt | Head of Growth Marketing | Updated March 2026 Most cyber insurance policies now include specific language excluding losses from state-backed cyber operations. The intent is to carve out large-scale, warlike cyber events from standard coverage. The problem is that the wording varies significantly from policy to policy, the attribution mechanics are […]

By Ryan Windt | Head of Growth Marketing | Updated March 2026 Geopolitics shows up in cyber through state-backed operations, spillover from regional conflicts, and mass-exploitation of widely used technology. Most incidents you face will still be ordinary crimeware, but wording around state operations and systemic events matters at renewal more than it ever has. […]