By Ryan Windt | Head of Growth Marketing | Updated May 2026 A cyber insurance broker is a licensed professional who represents your interests in the insurance market, not the carrier’s. Their job is to access multiple insurance markets on your behalf, present your risk in the best possible light, negotiate terms, and make sure […]
Category: Coverage & Policy Education
By Ryan Windt | Head of Growth Marketing | Updated May 2026 Deepfake fraud is now one of the fastest-growing loss categories in commercial cyber insurance, and coverage for it is less certain than most businesses assume. Whether your policy responds to a deepfake-assisted wire transfer fraud depends on when your policy was written, how […]
By Ryan Windt | Head of Growth Marketing | Updated May 2026 Cyber liability insurance is the policy that pays when a security incident hits your business. It covers the direct costs you face, the legal liability you owe to others, and the response resources you need to contain the damage and get back to […]
By Ryan Windt | Head of Growth Marketing | Updated May 2026 A prior breach does not disqualify you from getting cyber insurance. But it does change the conversation with underwriters materially, and businesses that go into the application process without understanding how prior incidents are evaluated often end up surprised by what they receive, […]
By Ryan Windt | Head of Growth Marketing | Updated May 2026 Cyber insurance underwriting has changed more in the last four years than in the previous decade. The checkbox questionnaire that most businesses filled out in 2019 and received a policy within 48 hours has been replaced by a process that involves evidence requests, […]
By Ryan Windt | Head of Growth Marketing | Updated May 2026 Data breach insurance, sometimes called cyber breach insurance, is coverage that pays for the costs a business incurs when unauthorized parties access or expose sensitive information. That includes the immediate response costs (forensic investigation, legal review, and breach notification) and the liability costs […]
By Ryan Windt | Head of Growth Marketing | Updated April 2026 Most businesses that buy cyber insurance never read the policy. They review the quote, approve the premium, and file the documents somewhere they will not look at again until something goes wrong. That is exactly when the language in those documents starts to […]
By Ryan Windt | Head of Growth Marketing | Updated April 2026 Most businesses that go through the cyber insurance application process come out the other side with multiple quotes and no clear way to evaluate them. The premiums are different. The carrier names are unfamiliar. The policy documents are dense, inconsistently formatted, and full […]
By Ryan Windt | Head of Growth Marketing | Updated April 2026 If you have spent any time shopping for cyber insurance, you have probably noticed that the carrier names on quotes are not the household names you see on your auto or homeowners policy. The cyber insurance market is dominated by a group of […]
By Ryan Windt | Head of Growth Marketing | Updated April 2026 A data breach does not end when the forensic investigation closes. For most businesses, the regulatory phase is where the real financial exposure begins. State attorneys general, federal agencies, and international regulators can all initiate enforcement actions following a breach, and the fines […]
By Ryan Windt | Head of Growth Marketing | Updated April 2026 Supply chain attacks have become one of the defining cyber threats of the last several years. SolarWinds. Kaseya. MOVEit. Change Healthcare. In each case, attackers did not breach their ultimate targets directly. They compromised a vendor, a software provider, or a shared service […]
By Ryan Windt | Head of Growth Marketing | Updated May 2026 Most businesses that need cyber insurance do not know how to get it. They know they should have it. A client contract may require it, or a broker mentioned it at renewal, or they read about a ransomware attack that cost a company […]
By Ryan Windt | Head of Growth Marketing | Updated April 2026 On October 20, 2025, a DNS failure in AWS’s US-EAST-1 region cascaded across more than 140 services. Slack went down. Atlassian products went down. Banks, airlines, and government services were disrupted across multiple countries. The outage lasted roughly 15 hours. Three weeks later, […]
By Ryan Windt | Head of Growth Marketing | Updated May 2026 Cyber insurance (also called cyber liability insurance, cybersecurity insurance, or cyber risk insurance) is a type of business insurance that covers the financial costs of a cyber incident. That includes the direct costs your business incurs responding to an attack, and the liability […]
By Ryan Windt | Head of Growth Marketing | Updated April 2026 Most businesses spend a lot of time thinking about what cyber insurance costs. They spend almost no time thinking about whether the limit they bought is the right one. Those are two different questions, and confusing them is one of the most common […]
By Ryan Windt | Head of Growth Marketing | Updated April 2026 Most businesses shopping for cyber insurance spend the majority of their time focused on the limit. How much coverage do I have? Is $1 million enough? Should I go to $2 million? Those are legitimate questions. But there is a second number in […]