By Ryan Windt | Head of Growth Marketing | Updated September 2026 The short answer: most small businesses pay $1,200 to $7,500 per year for $1M in cyber coverage, and mid-market companies ($10M to $100M in revenue) typically pay $8,000 to $35,000 per year. The median small-business premium is about $134 to $145 per month. Your […]
Author: Ryan Windt
By Ryan Windt | Head of Growth Marketing | Updated September 2026 For years, cyber risk conversations focused on stolen data. How many records were exposed? Was customer information compromised? What were the notification costs? That framing is now outdated. Business interruption has overtaken data theft as the single largest financial driver of cyber insurance […]
By Ryan Windt | Head of Growth Marketing | Updated June 2026 Every April, the FBI’s Internet Crime Complaint Center publishes its annual report on cybercrime losses across the United States. Every year, the numbers get worse. The 2025 IC3 Annual Report is no exception, and this year the numbers crossed a threshold that nobody […]
By Ryan Windt | Head of Growth Marketing | Updated May 2026 Executive Summary PCI DSS v4.0 has been fully in effect since March 2025. Organizations that have not yet addressed the payment-page script controls, expanded MFA requirements, and Targeted Risk Analysis framework are now operating out of compliance, and that gap shows up directly […]
By Ryan Windt | Head of Growth Marketing | Updated September 2026 AI is everywhere. It is in your product, your workflow, your client deliverables, and increasingly your contracts. And as AI adoption accelerates, so does the legal and financial exposure for the technology companies building and deploying it. When an AI-driven tool produces a […]
By Ryan Windt | Head of Growth Marketing | Updated July 2026 Phishing is the starting point for most of the cyber incidents that end up as insurance claims. It is how ransomware gets in. It is how business email compromise begins. It is how credentials get stolen, accounts get compromised, and wire transfers go […]
By Ryan Windt | Head of Growth Marketing | Updated May 2026 Insurance agencies sit at a peculiar intersection of risk. You handle sensitive personal data, facilitate large financial transactions, and increasingly depend on third-party software platforms to run your business. In other words, you carry many of the same cyber exposures as a financial […]
By Ryan Windt | Head of Growth Marketing | Updated June 2026 Cyber attacks are no longer a big-business problem. Attackers have shifted their focus deliberately toward smaller organizations: fewer defenses, faster payouts, and less sophisticated incident response. Yet most small and mid-sized businesses are still operating under the assumption that their existing coverage handles […]
By Ryan Windt | Head of Growth Marketing | Updated June 2026 If you build software, run a tech-enabled service, or manage IT for other companies, you have probably been told you need both Tech E&O and cyber insurance without a clear explanation of why. They are not the same policy. They protect against different […]
By Ryan Windt | Head of Growth Marketing | Updated June 2026 If you are about to apply for cyber liability insurance or renew an existing policy, the single biggest thing that determines your outcome is not your revenue or your industry. It is whether you can document the security controls underwriters now treat as non-negotiable. In […]
By Ryan Windt | Head of Growth Marketing | Updated September 2026 Ransomware insurance is the part of a cyber policy that responds when attackers encrypt your systems, demand payment, and leave your operations at a standstill. Most businesses think about ransomware in terms of the ransom demand. That is usually the smallest part of […]