At SeedPod Cyber, we know that small and mid-sized businesses face the same cyber threats as the largest enterprises—but without the luxury of time, teams, or budgets to navigate complicated insurance processes. That’s why we built Cyber Express — a fast, easy way for businesses with up to $50 million in annual revenue to get instant, bindable cyber insurance quotes […]

The headline numbers (and why they matter) What this means for premiums & underwriting in 2025 7 actions every business can take this quarter What we’re watching next How SeedPod Cyber helps We translate your security posture into carrier-friendly evidence and shop it to markets that fit your risk profile. Our process emphasizes fast yes/no, competitive options, and […]

Executive summary As of March 31, 2025, most of PCI DSS v4.0’s “future-dated” items are now required. The big shifts: tighter payment-page script controls, broader MFA, stronger password standards, and the formal use of Targeted Risk Analyses (TRA) for setting certain control frequencies. If you package these updates into a concise, carrier-ready evidence pack, you’ll speed up underwriting, cut follow-ups, and reduce surprises at claim […]

Artificial intelligence (AI) and machine learning (ML) are driving innovation across industries — from finance and healthcare to logistics and retail. But with these advancements come new exposures for technology providers. When algorithms misfire, produce biased outcomes, or fail altogether, clients often look to the developer or vendor for accountability. That’s where Technology Errors and Omissions […]

A Real Incident: Microsoft vs RaccoonO365 Phishing Operation In September 2025, Microsoft and Cloudflare disrupted a phishing network called RaccoonO365 (also known as Raccoon0365). The attack operation enabled phishing-as-a-service; it stole at least 5,000 Microsoft 365 credentials from victims across many countries. Criminals used fake Microsoft login pages and leveraged tools like CAPTCHA to appear legitimate. […]

In the age of increasing cyber threats, insurance agencies are prime targets—but many are protected by generic cyber policies that leave gaps, expose them to expensive liabilities, and cost more than necessary. At SeedPod Cyber, we specialize in helping agencies get tailored cyber coverage: better terms, lower premiums, and policies that are built for the unique risks […]